The Debt Chronicle

Category: Uncategorized

  • The First Real Client

    —

    by

    in

    Yesterday, at work, things moved. Really moved. The Telegram mini app I’ve been developing for weeks — the one that had its specs changed three times, the one I rebuilt from scratch when the boss’s brother decided to redo everything — has become something else. It’s not a mini app anymore. It’s a CRM. A…

  • Even on a Padel Court

    —

    by

    in

    Two days ago, I played padel for the first time. A new complex that just opened near my place. Four glass walls, rackets that look like nothing I’ve ever held, and a doubles match that went to three sets. I don’t know what came over me — maybe the need to do something that has…

  • Paying to Owe

    —

    by

    in

    Today, I paid $1,400 to my lawyer. That’s the irony of debt: you have to spend money you don’t have to solve a money problem. If I don’t pay him, he doesn’t move forward. And if he doesn’t move forward, the $170,000 tax bill keeps hanging over me. So you pay. You grit your teeth…

  • Even on Sundays

    —

    by

    in

    Normal people rest on Sundays. I code. This morning, I worked on the coach’s app — always improvements, always details to polish. But that’s not what kept me busy the most. Today, I finished a personal project I’ve been working on for a while: a white-label prop trading platform. For those unfamiliar, it’s simple: I…

  • What We Don’t Say at Dinner

    —

    by

    in

    My lawyer was supposed to meet with the tax authorities on Thursday. He didn’t. “Soon,” he told me. When you owe $170,000 to the government, “soon” is a word that eats you alive. At work, I spent the week improving a Telegram mini app my boss asked me to build. It works. But will it…

  • Three Lives in One Day

    —

    by

    in

    This morning, I started my day with a classic blunder. The mic wasn’t on when I launched the live stream for the person I film for his YouTube coaching channel. We had a good laugh. He loves to tease me, and I just smile and take it. That’s how it is between us. Because yes…

  • September 19 — The Day Everything Stopped

    —

    by

    in

    Some dates burn themselves into your memory. For me, it’s September 19, 2019. That evening, one of my employees — she was working the night shift, until one in the morning — sent me a message: “My account is locked.” I told her to use another one. “That one too.” I told her to go…

  • The Day I Decided to Tell Everything

    —

    by

    in

    Some messages change a life. Mine came through WhatsApp, on an ordinary Tuesday, sent by a former accountant I hadn’t spoken to in months. Two letters from the tax authorities. One number: $170,000. I read it three times. Then I typed the only thing that came to mind: “That’s impossible.” I knew there was a…